Dream big, plan smart.

Protect All That Matters to You

At Rodrian Insurance, we not only help you protect your property, valuables and assets, we also provide options to help protect you and your family. We realize that navigating through individual Health plans can seem overwhelming as is deciding the right Life insurance plan. We’re here to make things easier and guide you through the process so that you feel good about the plans you choose. Our specialists will go over each option to determine what makes sense for you.

Stay Healthy: Individual Health Insurance Options

Today’s health insurance landscape is challenging with medical costs rising. Our staff keeps up to date with the status of providers and the plans being offered and the price of these plans. We can help you choose a provider and plan that will work for you and your family. Our providers offer everything from HMOs, PPOs, and EPOs, and high-deductible plans linked to health savings accounts.

Health Insurance Options for the Over 65

We specialize in providing senior health plans, including Medicare Supplements, Medicare Advantage Plans, Prescription Drug Plans and Dental & Vision. With the rising cost of healthcare, having just one plan may not be sufficient to provide the coverage you need. We will help you find the right options for you.

Create the Future: Individual Life Insurance Options

Depending on where you’re at in life, who depends on you, and what your objectives are, we can help you choose among the various Life insurance products available.

Term Life : This is a straight insurance policy with no investment component. You’re buying coverage that lasts for a set period of time provided you pay the monthly premium. This may make sense if you just got married or are just starting a family.
Whole Life : This policy combines Life coverage with an investment fund. You’re buying a policy that pays a stated, fixed amount on your death, and part of your premium goes toward building cash value from investments made by the insurance company. Cash value builds tax-deferred each year you keep the policy, and you can borrow against the cash accumulation fund without being taxed. The amount you pay usually doesn't change throughout the life of the policy. You may opt for this type of policy in the event you pass and want to ensure your family can maintain the same lifestyle you provided including paying for college, covering the mortgage payments, and more.
Universal Life : A permanent insurance policy that combines Term insurance with a money market-type investment that pays a market rate of return. To get a higher return, these policies generally don't guarantee a certain rate.